Find BlueCross and BlueShield Therapists, Psychologists and BlueCross and BlueShield Counseling in Amarillo, Potter County, Texas, get help for BlueCross and BlueShield in Amarillo, get help with ...In-Network Options. When receiving services from a lab, specialty pharmacy, or durable medical equipment (DME) provider, it's important to make sure that the provider is in your network. A laboratory must be in-network in the state your referring provider is located. A specialty pharmacy must be in-network in the state your ordering physician ... PPO stands for Participating Provider Option. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles. Welcome to the Blue Cross Blue Shield of Texas member website. Register now to check claim status, account activity alerts, and print a temporary ID card. Claims and Eligibility. This section presents an introduction to doing business with Blue Cross and Blue Shield of TX (BCBSTX), along with an overview of options and resources that may help you maximize administrative efficiencies in your office. The pages in this section are designed to follow the claim cycle — from the moment a BCBSTX ... Blue Cross and Blue Shield of Texas, a division of Health Care Service Corporation, a Mutual Legal Reserve Company, an independent licensee of the Blue Cross and Blue Shield Association. For more than 90 years, we have forged alliances with local nonprofit organizations to show our commitment to help build healthy communities. We …Tyler, TX 75703. 1-800-259-3668. Claims and Correspondence Mailing Addresses. I need to send mail for a claim: Blue Cross and Blue Shield of Texas P.O. Box 660044 Dallas, TX 75266-0044. Human Resources Inquiries. I have a question for human resources: 1-866-977-7378. Supplier Registration.Oct 13, 2023 · In-Network Options. When receiving services from a lab, specialty pharmacy, or durable medical equipment (DME) provider, it's important to make sure that the provider is in your network. A laboratory must be in-network in the state your referring provider is located. A specialty pharmacy must be in-network in the state your ordering physician ... Blue Cross and Blue Shield of Texas will guide you in the right direction. Enroll today. Call: 1-855-453-5945 * First Name Please enter a First Name ... a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association Blue Cross®, Blue Shield® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. Find Texas vision and eye care providers near you that are in the Blue Cross and Blue Shield of Texas network. See why Round Rock, Texas is one of the best places to live in the U.S. County: WilliamsonNearest big city: Austin Round Rock was named after a literal round rock in the 1800s — a ...Blue Cross Blue Shield Association. / 41.8864516; -87.6239771. Blue Cross Blue Shield Association, also known as BCBS, BCBSA, or The Blues, is a United States -based federation with 34 independent and locally-operated BCBSA companies that provide health insurance in the United States to more than 115 million people as of 2022.About Blue Cross and Blue Shield of Texas Blue Cross and Blue Shield of Texas (BCBSTX) – the only statewide, customer-owned health insurer in Texas – is the largest provider of health benefits in the state, working with nearly 80,000 physicians and healthcare practitioners, and 500 hospitals to serve 5 million members in all 254 counties.144 reviews and 2 photos of Blue Cross and Blue Shield of Texas "This is a good plan. i never realized how much I adored health insurance until I was ill one night and didn't have it. I went to a clinic, paid 80 plus dollars for a doctors visit and vowed to somehow, always keep my insurance. I have it till 24 and then ..well ...you know …Tesla notified Texas regulators this week it plans to invest about $770 million into an expansion of its Austin factory. Tesla notified Texas regulators this week it plans to inves...Texas, it should be noted, is already one of the 50 United States of America. The internet is abuzz with theories that forthcoming military exercises across the Southwest are a rus...Nominate a Dentist. You are entitled to obtain a detailed understanding of additional services or assistance that the provider (s) office is able to offer in support of the patient's specific needs under the Federal American with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973. federal dental plan,Blue Dental ...BCBSTX Supports Your Business. Health care benefits are a crucial part of recruiting new employees and retaining your existing workforce. That’s why BCBSTX provides you with the tools, resources, and professional health care expertise you need to maintain the health, productivity, and satisfaction of the employees who help your …All Blue Cross and Blue Shield of Texas Silver plans offer the same set of health benefits, quality and amount of care. Your Silver plan options are different in how much you’ll pay each month , how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are: …AcademicBlue SM are student health insurance plans provided by Blue Cross and Blue Shield of Texas (BCBSTX).This plan was designed specifically for university students and provides quality health insurance from a leader in the health care industry. As a parent, why choose AcademicBlue? Preventive care, including immunizations and prescription ...Claims mailing address: Blue Cross and Blue Shield of Texas. PO Box 51422. Amarillo, TX 79159-1422. Claim Refunds for Non Medicare/Medicaid. Blue Cross Blue Shield of Texas. Refund and Recovery. Dept. 0695. P.O. Box 120695. Maintenance Notification: Blue Access for Members and quoting tools will be unavailable from 2am - 5am Saturday, October 20. We apologize for any inconvenience. Network Participation. Before you can file claims or become a participating provider the BCBSTX Provider Networks, you will need to be assigned a Provider Record ID. Learn More. When you complete the request for a Provider Record ID, physicians, professional providers, hospital/facility based will have the opportunity to sign a …Despite Texas having one of the youngest populations in the country, according to the Urban Institute, more than 2 million of the state's total population are seniors, measured by ...See why Round Rock, Texas is one of the best places to live in the U.S. County: WilliamsonNearest big city: Austin Round Rock was named after a literal round rock in the 1800s — a ...Blue Cross and Blue Shield of Texas (BCBSTX) offers Individual health plans for yourself and your family, Medicare plans and Medicaid plans for those who … Blue Cross and Blue Shield of Texas P.O. Box 660044 Dallas, TX 75266-0044. Human Resources Inquiries. I have a question for human resources: 1-866-977-7378. Find Your Level of Family Health Insurance. Gold. Gold Plans are for you if you: Have more medical needs than most, like a chronic health condition. Have a spouse and children on your plan, or want to … AcademicBlue SM are student health insurance plans provided by Blue Cross and Blue Shield of Texas (BCBSTX). This plan was designed specifically for university students and provides quality health insurance from a leader in the health care industry. Why choose AcademicBlue? Preventive care, including immunizations and prescription drug coverage. Blue Cross and Blue Shield of Texas (BCBSTX) has been serving individuals and families in Texas for 90 years. In collaboration with Sanitas Medical Centers, we are working together to bring you an easier way to access health care. At Sanitas Locations, BCBSTX Members Can Expect: One-on-one assistance to help you choose your health plan 1 15 Mar 2018 ... The BCBSTX Mobile app can help you find a doctor, and get the most your health care benefits. Look up your information, find doctors in your ...Shop Our Health Care Coverage. Blue Cross and Blue Shield of Texas offers Individual and Family health insurance coverage, Medicare plans and Medicaid …Jul 11, 2023 · The answer is yes – but there are a few things you need to know before using your Blue Cross Blue Shield insurance in another state. First, check with your provider to see if they have any out-of-state coverage agreements. If they do, then your coverage should extend to that state. If not, you may still be covered by Blue Cross Blue Shield ... Welcome to the Blue Cross Blue Shield of Texas member website. Register now to check claim status, account activity alerts, and print a temporary ID card.Claims and Eligibility. This section presents an introduction to doing business with Blue Cross and Blue Shield of TX (BCBSTX), along with an overview of options and resources that may help you maximize administrative efficiencies in your office. The pages in this section are designed to follow the claim cycle – from the moment a …The HealthSelect 24-hour crisis line is open for plan participants impacted by public emergencies and natural disasters. If you need help with things like changing appointments or finding a new provider, or you need a consultation with a mental health clinician, we’re here for you. Call 1-800-252-8039 (TTY: 711) to access …A virtual visit lets you have a live consultation with an independently contracted, board-certified MDLIVE doctor or therapist. This can happen 24 hours a day, …Health Care Service Corporation (HCSC) is a family of companies operating the Blue Cross and Blue Shield plans in Illinois, Montana, New Mexico, Oklahoma, and Texas. Texas Locations. Richardson — Headquarters 1001 E. Lookout Drive Richardson, Texas 75082 Main Switchboard: 1-972-766-6900 Travel Directions. Abilene 4002 E Loop 322 …Preventive Services. Other preventive services that may have no out-of-pocket costs are: Immunizations and vaccines. Weight loss programs. Ways to stop smoking. Maternity and well-child visits. Remember, its important to talk with your doctor about your lifestyle and any life changes. Learn more about preventive care services.Here, dry rub and brisket reigns supreme, but styles vary from region to region. Texas is synonymous with cowboys, cattle ranches, and its signature cuisine, barbecue. They say tha...Group Providers must have: A valid Texas license in good standing with, the Texas Licensing Board. A physical practicing address located within the state of Texas, or a contiguous county subject to review. Completed the Provider Onboarding Form using the group information. Also complete the required Provider Roster for providers that need to …UHC and Blue Cross Blue Shield have large provider networks, but BCBS is slightly bigger. UHC commanded the highest share of the U.S. health insurance market in 2021. Company reviews by consumers were more favorable for UHC, but a 2022 study shows BCBS ranked higher than UHC for overall customer satisfaction in several regions.Feb. 2021. Electronic Fund Transfer (EFT) is a HIPAA-standard transaction from Blue Cross and Blue Shield of Texas (BCBSTX) to the provider’s designated financial institution, which offers providers a secure method of claim payments. This alternative to receiving paper checks can help save you time and reduce the risk …Texas, it should be noted, is already one of the 50 United States of America. The internet is abuzz with theories that forthcoming military exercises across the Southwest are a rus...BCBS State by State | Blue Cross Blue Shield. Improving Health State-by-State, For the Health of America. In every state and every community, BCBS companies are making a difference not just for our members, but For the Health of America. Select a State. Choose an option. Information current and approximate as of December 31, 2018. If you have ...Compared to other major health insurance companies, Blue Cross Blue Shield is relatively expensive. The average monthly cost of a Silver plan from Blue Cross Blue Shield is $603 per month, based on a 40-year-old individual. For comparison, Aetna's average monthly rate is $502 and Cigna's is $566 for the …Find a Pharmacy. If your Blue Cross and Blue Shield of Texas (BCBSTX) plan includes prescription drug coverage, select from the links below to search for a …All Blue Cross and Blue Shield of Texas Silver plans offer the same set of health benefits, quality and amount of care. Your Silver plan options are different in how much you’ll pay each month , how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are: …*Texas Department of Insurance required Disclosure Notice for all individual HMO Consumer Choice benefit plans issued in Texas. This notice explains that the individual HMO plans noted above have a higher deductible or greater cost-sharing than what is required by Texas state law. ... BCBS Premier 2, a Multi-State Plan - …Claims and Eligibility. This section presents an introduction to doing business with Blue Cross and Blue Shield of TX (BCBSTX), along with an overview of options and resources that may help you maximize administrative efficiencies in your office. The pages in this section are designed to follow the claim cycle – from the moment a …Additional Information Form. Claim Review Form. Corrected Claim Form. Fillable. Coordination of Benefits Form. Fillable - Submit form to: Blue Cross and Blue Shield of Texas. P.O. Box 660044. Dallas, TX 75266-0044.AcademicBlue SM are student health insurance plans provided by Blue Cross and Blue Shield of Texas (BCBSTX).This plan was designed specifically for university students and provides quality health insurance from a leader in the health care industry. As a parent, why choose AcademicBlue? Preventive care, including immunizations and prescription ...The home delivery pharmacy service offers members: Three ways to order refills: online, by phone or through the mail. A choice to get a text or email notice to let the member know when their order has been received, and when their order has been mailed. Up to a 90-day supply of the member’s regular or long-term medicine mailed at one time.Preventive Services. Other preventive services that may have no out-of-pocket costs are: Immunizations and vaccines. Weight loss programs. Ways to stop smoking. Maternity and well-child visits. Remember, its important to talk with your doctor about your lifestyle and any life changes. Learn more about preventive care services.Aetna vs. Blue Cross: Price Comparison. Overall, Blue Cross Blue Shield has lower costs than Aetna for its ACA plans. Our analysis determined this result by looking at average premiums ...PPO stands for Participating Provider Option. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles. Find a Dentist. Choose a dental network from the list below to search for a dentist. If your Blue Cross and Blue Shield of Texas plan includes pediatric dental coverage, choose "BlueCare Dental SM " as your network. To find out if your plan includes pediatric dental coverage, please check your Summary of Benefits and Coverage (SBC). PPO stands for Participating Provider Option. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles. A Medicare Part D plan from Anthem Blue Cross MediBlue Rx is $42 cheaper per month than a plan from Blue Shield of California. However, the average cost for Medicare Part D in California is 35% lower than a plan from Anthem. You can probably find a cheaper plan with another company outside of the Blue Cross …Jul 11, 2023 · The answer is yes – but there are a few things you need to know before using your Blue Cross Blue Shield insurance in another state. First, check with your provider to see if they have any out-of-state coverage agreements. If they do, then your coverage should extend to that state. If not, you may still be covered by Blue Cross Blue Shield ... All Blue Cross and Blue Shield of Texas Gold plans offer the same set of health benefits, quality and amount of care. Your Gold plan options are different in how much you’ll pay each month, how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are: When you visit your primary …If you have prescription drug coverage through Blue Cross and Blue Shield of Texas (BCBSTX), this information can help you and your doctor get the most from your prescription drug coverage. If you are a BCBSTX member, log in to Blue Access for Members SM (BAM SM) to check your drug list and learn more about your prescription …Blue Cross and Blue Shield of Texas has everything you need to meet your needs and grow your business: Quality health care plans and networks across group, Medicare, and individual markets. A service and technology infrastructure built to support you and your clients. Marketing materials, online quoting, enrollment tools, secure messaging ...Forgot Username Forgot Password. Log In. Create an Account. Have questions about logging in? Take a look at our Login Problem FAQ. Blue Access for Members SM is a secure portal. You can find out about your health plan benefits, review your claims, and much more. You will need your ID card to sign up.International Solutions and Licensees. As the association representing BCBS companies, the Blue Cross Blue Shield Association (BCBSA) provides a strong foundation of national leadership with industry colleagues, government officials, the media and the public. BCBSA employees work in our offices in Chicago and …Texas is one of the best places in the US to retire - the trick is deciding where. In this roundup we discuss the best places to retire in Texas Calculators Helpful Guides Compare ...Preventive Services. Other preventive services that may have no out-of-pocket costs are: Immunizations and vaccines. Weight loss programs. Ways to stop smoking. Maternity and well-child visits. Remember, its important to talk with your doctor about your lifestyle and any life changes. Learn more about preventive care services.Welcome to the Blue Cross Blue Shield of Texas member website. Register now to check claim status, account activity alerts, and print a temporary ID card.10 Aug 2020 ... 1:53. Go to channel · Blue Cross Blue Shield of Texas Fitness Court - Decatur, TX. Blue Cross and Blue Shield of Texas•536 views · 23:20. Go to ....Examples of Blue Cross Blue Shield prefixes are AAU, MRT and XZA for members in California, Illinois and Minnesota, respectfully, according to The Health Exhibit. BCBS alpha prefix...Claims and Eligibility. This section presents an introduction to doing business with Blue Cross and Blue Shield of TX (BCBSTX), along with an overview of options and resources that may help you maximize administrative efficiencies in your office. The pages in this section are designed to follow the claim cycle — from the moment a BCBSTX ...Our customer satisfaction ratings are consistently above 96 percent. Focus on the member's needs, not just the question, and consider it their job to answer the "unasked" questions that may ultimately provide better assistance for the member. Have a solid track record of achieving first call resolution of members' needs more than 90 … Blue Cross®, Blue Shield® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. Find Texas vision and eye care providers near you that are in the Blue Cross and Blue Shield of Texas network. Claims mailing address: Blue Cross and Blue Shield of Texas. PO Box 51422. Amarillo, TX 79159-1422. Claim Refunds for Non Medicare/Medicaid. Blue Cross Blue Shield of Texas. Refund and Recovery. Dept. 0695. P.O. Box 120695.Blue Cross Blue Shield Association. / 41.8864516; -87.6239771. Blue Cross Blue Shield Association, also known as BCBS, BCBSA, or The Blues, is a United States -based federation with 34 independent and locally-operated BCBSA companies that provide health insurance in the United States to more than 115 million people as of 2022.International Solutions and Licensees. As the association representing BCBS companies, the Blue Cross Blue Shield Association (BCBSA) provides a strong foundation of national leadership with industry colleagues, government officials, the media and the public. BCBSA employees work in our offices in Chicago and Washington, D.C.A new grant program using nearly $1 million of American Rescue Plan money is coming to one community in Texas. Small businesses can use various types of support when getting starte...BCBSTX Supports Your Business. Health care benefits are a crucial part of recruiting new employees and retaining your existing workforce. That’s why BCBSTX provides you with the tools, resources, and professional health care expertise you need to maintain the health, productivity, and satisfaction of the employees who help your … If you believe that your life or someone else’s life is in danger, you should call 911 or get to an emergency room immediately. If you are in crisis, call the National Suicide Prevention Lifeline at 988 or 1-800-273-8255. Find an in-network behavioral health professional near you in Texas And the help you need to improve your mental health ... An authorized Blue Cross and Blue Shield of Texas agent will contact you. No thanks, I'm still looking. Gold Plans . Print. Overview; ... Blue Cross Blue Shield Premier 2: On the Exchange: On the Exchange: BCBS Premier 1, a Multi-State Plan - Base Plan - … You must be at least 18 years old to submit a request. Individual and family health insurance plans from Blue Cross and Blue Shield of Texas (BCBSTX) deliver outstanding coverage and service. BCBSTX is a leader in individual and family health insurance plans in Texas. Blue Cross and Blue Shield of Texas is a statewide, customer-owned health insurer. We believe Texas consumers and employers deserve the best of both worlds: …Blue Cross and Blue Shield of Texas will guide you in the right direction. Enroll today. Call: 1-855-453-5945 * First Name Please enter a First Name ... a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield AssociationDespite Texas having one of the youngest populations in the country, according to the Urban Institute, more than 2 million of the state's total population are seniors, measured by ... BCBSTX Mobile App. Features: Find a doctor, hospital or urgent care facility. Access your claims, coverage and deductible information. Ability to view and email your ID. Available in Spanish. Available for iPhone and Android users. To download the app, text* BCBSTXAPP to 33633 or search for BCBSTX in the Apple App Store or Google Play . Compare BCBSTX health plan options online. Agent. A licensed BCBSTX authorized health plan specialist can answer questions and help you with your 2024 health care coverage. Request a health plan specialist if you don’t have one. Phone. You can call 1-888-731-0406 to speak with a BCBSTX licensed health plan specialist.2 Dec 2020 ... Article Details · Log in to https://www.bcbstx.com/employer/ · Scroll to bottom right section of screen and click "Online Bill Payment" &midd...If, at any time, you think you or your child is having a mental health emergency, call us at 1-888-657-6061 (TTY: 711). You may call at any time of day or night, and on any day of the week. You will be able to talk to a mental health professional. To learn more about behavioral health services, check the STAR Member Handbook.Preventive Services. Other preventive services that may have no out-of-pocket costs are: Immunizations and vaccines. Weight loss programs. Ways to stop smoking. Maternity and well-child visits. Remember, its important to talk with your doctor about your lifestyle and any life changes. Learn more about preventive care services.Shop Our Health Care Coverage. Blue Cross and Blue Shield of Texas offers Individual and Family health insurance coverage, Medicare plans and Medicaid …Examples of Blue Cross Blue Shield prefixes are AAU, MRT and XZA for members in California, Illinois and Minnesota, respectfully, according to The Health Exhibit. BCBS alpha prefix...
Search for specialized care local to Texas. Use the Find Care tool above or the BCBSTX mobile app to search for in-network doctors who specialize in your diagnosis. Ask your doctor for a recommendation or referral. Getting a referral from your primary care provider is important if you have an HMO plan and want to save money. . Free texting service
Blue Cross and Blue Shield of Texas, a division of Health Care Service Corporation, a Mutual Legal Reserve Company, an independent licensee of the Blue Cross and Blue Shield Association. For more than 90 years, we have forged alliances with local nonprofit organizations to show our commitment to help build healthy communities. We …Gearbox Software president Randy Pitchford could have moved his video game company anywhere. But ultimately, the California native picked Frisco, Texas, a city 30 miles… By ...Blue Cross and Blue Shield of Texas, a division of Health Care Service Corporation, a Mutual Legal Reserve Company, an independent licensee of the Blue Cross and Blue Shield Association. For more than 90 years, we have forged alliances with local nonprofit organizations to show our commitment to help build healthy communities.Texas is one of the best places in the US to retire - the trick is deciding where. In this roundup we discuss the best places to retire in Texas Calculators Helpful Guides Compare ...Claims and Eligibility. This section presents an introduction to doing business with Blue Cross and Blue Shield of TX (BCBSTX), along with an overview of options and resources that may help you maximize administrative efficiencies in your office. The pages in this section are designed to follow the claim cycle – from the moment a … Group Health Insurance Plans Built for Business. Your employees are your most valuable assets. Whatever the size of your business, health plans from Blue Cross and Blue Shield of Texas (BCBSTX) can help you create a healthier and more productive workplace that attracts and retains top talent. With health insurance plans that balance ... Blue Cross and Blue Shield of Texas can help you select between our flexible PPO and HMO health plans for small businesses based on your budget and needs. …In-Network Options. When receiving services from a lab, specialty pharmacy, or durable medical equipment (DME) provider, it's important to make sure that the provider is in your network. A laboratory must be in-network in the state your referring provider is located. A specialty pharmacy must be in-network in the state your ordering physician ...Texas, it should be noted, is already one of the 50 United States of America. The internet is abuzz with theories that forthcoming military exercises across the Southwest are a rus...Blue Cross and Blue Shield of Texas will guide you in the right direction. Enroll today. Call: 1-855-453-5945 * First Name Please enter a First Name ... a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield AssociationAre you looking for a home warranty in the Lone Star State? Read our breakdown of the best home warranties in Texas and find the right provider for you. Expert Advice On Improving ...You must be at least 18 years old to submit a request. Individual and family health insurance plans from Blue Cross and Blue Shield of Texas (BCBSTX) deliver outstanding coverage and service. BCBSTX is a leader in individual and family health insurance plans in Texas.See why Round Rock, Texas is one of the best places to live in the U.S. County: WilliamsonNearest big city: Austin Round Rock was named after a literal round rock in the 1800s — a ...Blue Advantage Silver HMO 004 - Cost-Sharing Reduction ($0/$500) Off the Exchange. Off the Exchange. Blue Advantage Silver HMO 003 - ($6000 / $6000) Blue Advantage Silver HMO 004 - ($3000 / $6350) *Texas Department of Insurance required Disclosure Notice for all individual HMO Consumer Choice benefit plans issued in Texas.Claims and Eligibility. This section presents an introduction to doing business with Blue Cross and Blue Shield of TX (BCBSTX), along with an overview of options and resources that may help you maximize administrative efficiencies in your office. The pages in this section are designed to follow the claim cycle — from the moment a BCBSTX ... Life Insurance 101:A Guide for Small Business Owners. Healthier Employees. Healthier Business. See Health Insurance Plans Get Your Quote Today. Get in Touch by Phone. 1-833-923-1785. Texas is one of the best places in the US to retire - the trick is deciding where. In this roundup we discuss the best places to retire in Texas Calculators Helpful Guides Compare ...Feb. 2021. Electronic Fund Transfer (EFT) is a HIPAA-standard transaction from Blue Cross and Blue Shield of Texas (BCBSTX) to the provider’s designated financial institution, which offers providers a secure method of claim payments. This alternative to receiving paper checks can help save you time and reduce the risk ….